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Mortgage Applicant’s Checklist

• Clear copy of your Driver’s License
• If not a US Citizen, copy of your Green Card or other Official Documentation
• Two or more current, consecutive pay stubs; to equal one full month of pay
• Last two years of W-2’s or 1099’s
• Last two years of complete tax returns with all schedules. (Personal and/or corporate –if applicable).
• If retired, copy of your Social Security Awards letter, 1099’s, and/or pension statements.
• Two current months of bank statements on all accounts, INCLUDING ALL PAGES (FOR EXAMPLE; 1 OF 2, 2 OF 2.) NEED PAGES INTENTIONALLY LEFT BLANK.
• Documentation of large deposits (copies of cancelled checks)
• Current statement for any investment accounts; 401K’s (with terms of withdraw), stocks, bonds and/or IRA accounts.
• Current Mortgage statement and Insurance Declaration page with yearly premium amount (if applicable.)
• Copy of statements for HOA dues on all properties currently owned (if applicable)
• If you are selling your present residence, supply a copy of the signed contract.
• Complete copy of your divorce decree, the final judgment, and Marital Settlement Agreement (if applicable)
• Copy of bankruptcy papers including evidence of discharge (if applicable)
• If applying for a VA loan while on active duty: Statement of Service Letter and Certificate of Eligibility.
• If applying for a VA loan and not on active duty: copy of DD214 and Certificate of Eligibility.
• For REFINANCES: Copy of the Survey, Homeowner’s Insurance, Owners Title Policy, and Flood Insurance