V.A. Refinance Loans
To every Veteran in the market for a VA Refinance Loan, Tampa One would like to first thank you for your service to our country and second – assure you that we will do everything possible to get you the loan you deserve regardless of your circumstances. Every man and woman who has served deserves a simple refinancing process with transparency and accountability. And it is unfortunate that every mortgage company that has the ability to get you a VA Refinance Loan likely doesn’t believe in those values. At Tampa One our experienced full-time loan officers are ready to make sure that as a veteran, you get the individual attention that you deserve. We spend a lot of time understanding every aspect of your finances to be sure we are fully prepared for unforeseen circumstances.
Some good reasons for getting a Veterans Association Refinance Loan are…
- You can refinance VA, FHA, Jumbo or any other type of loan
- With a credit score as low as 620 you can still qualifys
- Guaranteed low rates
- No appraisal or underwriting package is required for a VA Refinance Loan
- You can refinance as much as $529,000.00
The federal government has worked hard to make this process easy but, it’s still very possible that an inexperienced mortgage broker will hurt your chance at getting better terms on your loan. Many organizations will parade around their brokers with military experience and cite that as a reason you should choose them instead of another company. Tampa One is well known in this region for having a near perfect VA Loan closure rate. This is because we make sure every important detail is addressed in the beginning of the application process. Then we take the time to explain every option in terms you will understand. We want to make sure you’ll have the best possible outcome, and once you’re a client you will have an entire team of professionals available to you outside of normal business hours and on weekends.
Integrity, Transparency, Knowledge and Availability are what makes Tampa One stand out – experience the difference
With no low closing costs whatsoever, Tampa One can get you a VA Refinance Loan with the best available interest rates and the lowest possible monthly payment. Many large mortgage companies and banks can only give you one interest rate option with a loan offer because they are forced to lend their own money. Some of the small local mortgage companies have the ability to shop for rates, but their stuck with whatever their lending partners have to offer. Tampa One has the ability to get you the best rates because we work closely with multiple A-rated mortgage companies and we are a direct lender. This means we can shop for the best rates nationwide and Tampa One also have the ability to directly loan you our money to refinance your home. At Tampa One our process is built on integrity, knowledge, transparency and availability to ensure that you get the best possible outcome for yourself, your loved ones and your future.
What Others are saying
“I have had the pleasure of working with Chris Kidder at the Mortgage Firm for several years now and it continues to be an outstanding experience. His team is very accessible, responsive and always keeps me updated.”
“I have had the pleasure of working with Chris Kidder at the Mortgage Firm for several years now and it continues to be an outstanding experience. His team is very accessible, responsive and always keeps me updated. I have had the pleasure of working with Chris Kidder at the Mortgage Firm for several years now and it continues to be an outstanding experience. His team is very accessible, responsive and always keeps me updated”
VA Refinance Loan Resources
Most common questions about refinancing a VA Mortgage
How long does it take to get a veterans refinance loan?
Is it possible to refinance with a second mortgage?
VA Refinancing Loan calculator
Required Documents For A VA Refinance Loan
- Statement of Service Letter
- Clear copy of your Driver’s License or Green Card if not US Citizen.
- Two or more current, consecutive pay stubs; to equal one full month of pay
- Last two years of W-2’s or 1099’s
- Last two years of complete tax returns with all schedules.
- Two current months of bank statements on all accounts, including pages intentionally left blank
*Each mortgage is unique and depending on your situation (bankruptcy, citizenship, etc), other documentation may be required. Please call for free consultation.