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Fixed Rate Refinance

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Fixed Rate Refinance Loan

You’re making a smart move by looking into refinancing your home; if you do it properly you will have a significantly lower monthly payment. You’ve been responsible up to this point, now it’s time to have more cash on hand to buy a new car, take care of your loved ones or just start doing all the things you want to do. A good refinance loan is financial freedom and a good mortgage consultant will work hard to make sure you get the best terms, interest rate and possibly save you thousands of dollars. At Tampa One our experienced full-time loan officers are organized and only service a limited number of loans at a time to ensure your loan gets the individual attention it deserves. We put a lot of emphasis on understanding every aspect of your finances to be sure we are fully prepared for any curve balls that might be thrown our way. Our attention to detail will ensure that you get the money you deserve.

Some good reasons for refinancing loan are…

  • You can refinance you primary home, vacations home or investment properties
  • Loan periods can be as short as 10 years or as long as 30 years
  • You can pay as little as $75 to start the refinancing process
  • Many flexible options are available and vary by the lender

Refinancing loans have multiple variables including loan terms, interest rates and duration. Because of these variables it’s even more important to choose the right mortgage professional the first time. We explain every aspect of the process and your loan options in terms you will understand. This ensures that you will have the best possible outcome for your pocket book and your property. Once you’re a client our loan officers will be available to you outside of normal business hours and on weekends when you need to ask questions throughout the process. Choosing Tampa One can be the difference in you saving money or paying more per month.

Refinancing your loan provides flexibility

You’ve paid your mortgage responsibly for years now, it’s time to live a little and spend a few hundred dollars less per month to stay in your home. You’ve earned this flexibility which allows you to use your home as an investment and create financial freedom at the same time you are enjoying the stability of home ownership.

Integrity, Transparency, Knowledge and Availability are what makes Tampa One stand outexperience the difference
We can have you walk away from the closing table with cash in hand, because Tampa One can get you the best available interest rates and the lowest possible monthly payment. Many large mortgage companies and banks can only give you one interest rate option with a loan offer because they are forced to lend their own money. Some of the small local mortgage companies have the ability to shop for rates, but they’re stuck with whatever their lending partners have to offer. Tampa One has the ability to get you the best rates because we work closely with multiple A-rated mortgage companies and we are a direct lender. This means we can shop for the best rates nationwide and Tampa One also has the ability to directly loan you our money to refinance your home. At Tampa One our process is built on integrity, knowledge, transparency and availability to ensure that you get the best possible outcome for yourself, your loved ones and your future.

What Others are saying

“I have had the pleasure of working with Chris Kidder at the Mortgage Firm for several years now and it continues to be an outstanding experience. His team is very accessible, responsive and always keeps me updated.”

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Maria Kletchka Realtor®, Keller Williams Tampa Properties

“I have had the pleasure of working with Chris Kidder at the Mortgage Firm for several years now and it continues to be an outstanding experience. His team is very accessible, responsive and always keeps me updated. I have had the pleasure of working with Chris Kidder at the Mortgage Firm for several years now and it continues to be an outstanding experience. His team is very accessible, responsive and always keeps me updated”

Maria Kletchka Realtor®, Keller Williams Tampa Properties

Fixed Rate Refinance Loan resources

Most common questions about fixed rate refinancing loans

How long does a fixed rate refinance loan?

Is it possible to refinance with a second mortgage?

How is a fixed rate refinance loan different from a cash out refinance loan?

conventional loan mortgage calculator

Required Documents For A Conventional Loan

  • Clear copy of your Driver’s License or Green Card if not US Citizen.
  • Two or more current, consecutive pay stubs; to equal one full month of pay
  • Last two years of W-2’s or 1099’s
  • Last two years of complete tax returns with all schedules.
  • Two current months of bank statements on all accounts, including pages intentionally left blank

*Each mortgage is unique and depending on your situation (bankruptcy, citizenship, etc), other documentation may be required. Please call for free consultation.

Questions About Fix Rate Refinance Loans?

Speak with one of our Tampa based Mortgage Consultants Today.

813-644-6001