CONVENTIONAL LOANS

If you’re looking at Conventional Loans you’ve probably already found your dream home and now you need a mortgage lender to help you become the home’s new owner. A good mortgage consultant will make sure that the home buying process is simple and will work hard to make sure you get the best terms, interest rate and possibly save you thousands of dollars. At Tampa One our experienced full-time loan officers are organized and only service a limited number of loans at a time to ensure your loan gets the individual attention it deserves. We put a lot of emphasis on understanding every aspect of your finances to be sure we are fully prepared for any curve balls that might be thrown our way. This attention to detail is the reason why our biggest referral source for business has always been Realtors and that’s because – we make sure closings happen.

Some good reasons for getting a conventional loan are…

• You only need a 3% down payment to get a conventional loan*
• Loan periods can be as short as 10 years or as long as 30 years
• 30 Year Fixed, Adjustable Rate Mortgage (ARM) and other unique programs are available
• Many flexible options are available and vary by the lender

*Conditions apply

Conventional loans have multiple variables including loan terms, interest rates and duration. Because of these variables it’s even more important to choose the right mortgage professional the first time. We explain every aspect of the process and your loan options in terms you will understand. We make sure you’ll have the best possible outcome on one of the biggest purchases you will ever make. Once you’re a client our loan officers will be available to you outside of normal business hours and on weekends when you need to ask questions throughout the process. Choosing Tampa One can be the difference in you getting the home of your dreams at a price you can afford.

Conventional loans provide flexibility

Conventional loans are very flexible because they allow you to have multiple home equity loans on your property as well as refinancing whenever you deem it necessary. This flexibility allows you to use your home as an investment and create financial freedom at the same time you are enjoying the stability of home ownership.

Integrity, Transparency, Knowledge and Availability are what makes Tampa One stand out – experience the difference

For as little as 3% down*, Tampa One can get you a conventional loan with the best available interest rates and the lowest possible monthly payment. Many large mortgage companies and banks can only give you one interest rate option with a loan offer because they are forced to lend their own money. Some of the small local mortgage companies have the ability to shop for rates, but they’re stuck with whatever their lending partners have to offer. Tampa One has the ability to get you the best rates because we work closely with multiple A-rated mortgage companies and we are a direct lender. This means we can shop for the best rates nationwide and Tampa One also has the ability to directly loan you our money to buy your home. At Tampa One our process is built on integrity, knowledge, transparency and availability to ensure that you get the best possible outcome for yourself, your loved ones and your future.

*Conditions apply